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Experts say this is dangerous because unlike credit card debt, student debt doesn't go away with bankruptcy. According to the New York Federal Reserve, Americans will also take out a record amount of student loans this year.

Host Melissa Block asks what the top Summer song of 2005 will be. Several reviewers offer their picks for the season's most popular country, hip hop and alternative rock songs, from The Killers, Sugarland and Rihanna.

Retail analyst Howard Davidowitz says the economy has forced many retailers to again offer layaway. Most retailers had stopped because it was not economical for them. Davidowitz tells Ari Shapiro that layaway has some advantages for consumers — but they better make sure they will be able to make the final payment, or they will lose the money they already have paid into the item.

Ten is an arbitrary number, so NPR's entertainment critic Bob Mondello offers his top 24 movies of 2002. Mondello says 2002 was a record year for box office sales and a better year than 2001 for movie quality. His list ranges from blockbuster adventure to documentary.

A bill making its way through the Louisiana Legislature would let Cajun citizens celebrate their ancestry by customizing their driver's license, adding the phrase "I'm a Cajun" below their photograph.

The Consumer Financial Protection Bureau has levied its largest-ever fine on Wells Fargo for "the widespread illegal practice of secretly opening unauthorized deposit and credit card accounts."

NPR's Mary Louise Kelly speaks with New Jersey Sen. Cory Booker, a Democrat, about his support of the expanded child tax credit, which is part of the stimulus package Democrats passed in March.

TV critic David Bianculli says that he's encouraged by how far TV has come. He picks The Good Wife as the best show of 2014, having "the deepest roster of really strong regulars and guest stars."

Earlier this week, Moody's Investors Service downgraded Chicago's credit rating to junk status. How did the city's finances reach this point?